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Farm Credit Midsouth supports rural communities and agriculture with reliable, consistent credit and financial services, today and tomorrow.

Meeting Customers Needs

Farm Credit Midsouth reverses the usual flow of capital, raising funds in the world’s capital markets and putting them to work in rural America. This steady flow of capital creates jobs and drives economic growth. Farm Credit Midsouth helps ensure the vibrancy of communities throughout rural America and the Midsouth.

As a customer-owned cooperative, we have a board of directors chosen by our customers. This ensures a customer-first approach that helps U.S. agricultural producers feed the world, strengthens the rural economy and provides jobs that help rural families thrive.

We serve every part of agriculture from the smallest operations to the largest – and everything in between. Whether helping a young farm family begin, supporting our veterans as they return home and take up farming or financing U.S. agricultural exports around the globe, Farm Credit Midsouth is committed to the success of American agriculture.

Our loans and related financial services support farmers and ranchers, farmer-owned cooperatives and other agribusinesses, rural homebuyers and companies exporting U.S. ag products around the world.

We live in the rural communities we serve and understand that vibrant rural communities need strong, modern infrastructure. Farm Credit Midsouth loans help finance the rural infrastructure providers that provide reliable power, modern telecommunications, clean water and other vital community services.

Farm Credit Midsouth continues to fulfill it mission – through good times and bad. We remain committed to that mission, to evolving to meet the needs of our customers.

How We Serve

From our start in 1916, Farm Credit has been serving rural communities and agriculture for more than 100 years. This rich history has helped us build an extraordinary depth of understanding of rural credit needs.

As a part of the nationwide network of 72 customer-owned financial institutions, Farm Credit Midsouth offers a wide range of financial products specifically tailored to the individual needs of agricultural producers, farmer-owned cooperatives and other agribusinesses, commercial fishers, rural homebuyers and rural infrastructure providers.

Farm Credit Midsouth’s financial strength means that our customer-owners have access to the most up-to-date loan products available, from the smallest loan to a farmer just starting out to a large multi-lender loan syndication needed to bring broadband to an entire rural community.

For agricultural producers we make loans to buy land, operate farms, purchase equipment, build facilities and much more. We also offer crop insurance, credit life insurance and other financially related services.

For farmer-owned cooperatives and other agribusinesses, we make loans to acquire land, build facilities, purchase inventory, extend credit to customers, export products and more. We also offer cash management services and other financially related services.

We offer specialized leasing programs so our customers can lease equipment, facilities, rolling stock and more.

We make loans to individuals and families to purchase homes in rural areas.

We make loans to rural infrastructure providers to support operations, acquire/build facilities, support mergers and acquisitions, finance individual projects and for general corporate purposes.

Among the specific customers we serve include:

  • Crop Farmers
  • Greenhouse Operators
  • Dairy Producers
  • Livestock Producers
  • Fruit and Vegetable Growers
  • Orchardists
  • Timber Producers
  • Forest Product Producers
  • Young and Beginning Farmers
  • Poultry Producers
  • Organic Producers
  • Direct-to-Market Producers
  • Farm product marketing Cooperatives
  • Farmer-Owned Grain Elevators
  • Farmer-Owned Farm Product Processors
  • Rural Electric Cooperatives
  • Rural Telecommunications Providers
  • Rural Water Companies
  • U.S. Farm Product Exporters
  • Rural Homebuyers
  • Ornamental Growers
  • Rural healthcare Providers
  • Senior Care Providers
US, Arkansas, and Farm Credit Midsouth Flags blowingin the wind.

Farm Credit Midsouth

Why Work Here

America’s Rural Lender

FCM helps rural America thrive. We’ll provide you an environment where you can direct your own career path and you’ll work for a company making an impact in lives and communities across the Midsouth.


We always have your present and your future in mind. Our benefits cover who you are today and what you want to do tomorrow. They include education assistance, wellness opportunities and retirement plans.

Our People & Culture

We’re always improving. The key to our more than a century of success is our talented, caring, knowledgeable team. And our culture enables us to continue to move our Association, members and employees forward.

Giving Back

Through corporate giving and volunteerism, Farm Credit Midsouth has a genuine passion for the communities we serve. Giving back is woven into who we are.

Our Communities

We are headquartered in Jonesboro, Arkansas with convenient branches in Barton, Corning, Jonesboro, Marion, Osceola, Paragould, and Wynne. We serve members in 13 counties across the midsouth.

For more information about our commitment to equal employment opportunity, please click here.

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