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Attracting, Rewarding, and Retaining Qualified Employees

We are advocates for our employees, demonstrated by the investments we make in every one of them through meaningful, comprehensive health and retirement benefits. We believe that employee's health and financial well-being are a priority. The benefits available to our employees are designed with options and advantages to meet their changing needs. Our employees have access to comprehensive medical, vision, dental and other insurance coverage options.

a family on vacation enjoying time at a creek.

Paid Leave

Farm Credit Midsouth values and supports family being a priority and provides a generous time-off package for all employees.

  • Vacation
  • Holidays
  • Funeral leave
  • Sick & dependent sick leave
  • Volunteer time
  • Work-life balance
a jar of money with a plant growing out of it.

Insurance & Compensation

Our goal is to stay competitive in the marketplace with salaries, incentives, insurance, and other benefits in order to retain and recruit top talent.

  • Competitive base & variable pay
  • 401(k) with employer match
  • FCM retirement plan
  • Medical, dental, & vision insurance
  • Wellness programs
  • Life insurance
two farmers shaking hands.

Our Culture

Our culture is extremely important. We endeavor to preserve, protect, and strength it. Whatever we accomplish we do in the spirit of fun, teamwork, and making a positive difference in the lives of the people we come in contact with.

  • Knowledgeable & supportive leadership
  • Challenging work in the agriculture industry
  • Relationship based organization
  • Opportunities to give back
a person on a laptop with a light bulb lighting up.


Farm Credit Midsouth provides opportunities to experience growth throughout your career. These opportunities allow employees to grow both professionally as well as personally.

  • On the job training
  • Conferences
  • Seminars
  • Virtual and classroom learning
  • Continuing education (through our educational assistance program)

Annual Incentive

Every position is on an incentive bonus plan.

Professional Development

We support and invest in you to reach your professional goals through multiple learning opportunities.

Paid Time Off

We want to ensure our employees have time outside of the office by providing vacation days, sick days, dependent sick days, and holidays. You’ll also be awarded additional vacation & sick days the longer you are employed.

Vacation Leave

Given up front, initially 15 days per year. Additional days are awarded depending on the length of service. Prorated depending on the month of hire.

Sick Leave

Accrues per pay period; new hire receives 15 days per year. Prorated depending on the month of hire.


Farm Credit Midsouth recognizes 10 holidays annually.

Person relaxing in a hammock.

Wellness Program / Healthy Returns

Wellness Program:

Farm Credit Midsouth gives each employee $300 annually to live a healthier life whether that’s joining a gym, buying a treadmill, or purchasing healthier foods at the grocery store.

Healthy Returns:

Live a healthier life with (optional participation) in programs designed to fit your goals. All Farm Credit Midsouth employees, as well as spouses/domestic partners can each earn up to $600 by completing HealthyReturns activities each year.

Retirement Plan

Plan for your future with our amazing 3% employer contribution, plus up to 6% employer match, for a potential of 9%.

401(k) plan allows employees to participate in the 401(k) plan the first of the month following their date of hire. Employees may contribute 1% to 75% of salary on either a pre-tax or after-tax basis unless limited by IRS regulations. Farm Credit Midsouth matches dollar for dollar on the first 6% contributed.

Grandpa holding his grandchild while sitting on a bench.

Health Insurance

Choose between two BCBS medical plans, two dental plans and a vision plan designed to fit your circumstances.

Medical Insurance

Optional medical coverage provides two plans to choose from through BlueCross/Blue Shield. Each plan offers prescription drug coverage and preventative benefits that pay 100% of in-network eligible charges for routine preventive care services for each covered person.

Vision Care

Managed vision care available through participating provider network. Spouse and/or family plan available.

Dental Insurance

Optional basic and comprehensive dental plan cover preventative, diagnostic services (exams, cleanings, fillings and x-rays).

Stethoscope sitting on some medical paperwork on a clipboard.

Total Rewards Package of Benefits

  • Medical and Dental Coverage
  • Vision Coverage
  • Flexible Spending Accounts including Health Care and Dependent Care
  • Basic Life plus Accidental Death and Dismemberment
  • Group Universal Life Insurance
  • Defined Contribution 401(k) Plan
  • Work-Life Balance
  • Annual Leave
  • Sick Leave and Dependent Sick Leave
  • Short-Term and Long-Term Disability
  • Tuition Reimbursement
  • Training and Development Opportunities
  • Health Savings Account
  • Wellness Program
  • Employee Assistance Program

Farm Credit Midsouth

Why Work Here

America’s Rural Lender

FCM helps rural America thrive. We’ll provide you an environment where you can direct your own career path and you’ll work for a company making an impact in lives and communities across the Midsouth.


We want to recruit, employ and retain the best and most qualified employees. And that means we offer more than just a paycheck. We have a generous benefits package that includes health, dental and vision insurance; vacation, sick, and dependent sick days; a 401(k) package; and some other benefits you won't find anywhere else.

Our People & Culture

We want to make a difference in people’s lives – and that includes yours! We strive to create a workplace environment where all employees feel welcome and open to bringing their whole selves to work. We have a talented workforce that helps us bring a well-rounded perspective to the solutions we provide. At Farm Credit Midsouth, we aim to give our employees room to grow both personally and professionally. We hope you will find more than just a job here. We hope you will find a fulfilling career that allows you to use your abilities to impact more.

Giving Back

Through corporate giving and volunteerism, Farm Credit Midsouth has a genuine passion for the communities we serve. Giving back is woven into who we are.

Our Communities

We are headquartered in Jonesboro, Arkansas with convenient branches in Barton, Jonesboro, Marion, Osceola, Paragould, and Wynne. We serve members in 13 counties across the midsouth.

Tax Advantage Accounts

A great way to lower your taxable income and pay for various expenses is to enroll in and contribute to a tax advantage account. When you pay for expenses on a pre-tax basis, your taxable income is lower and you will pay less in taxes at the end of the year. If you expect to have any out-of-pocket health care or day care expenses during the plan year, you will want to consider putting money into a tax-advantage account. Options include: Health Savings Account, Health Care Flexible Spending Account, Dependent Care Flexible Spending Account.

Spending Accounts

Optional spending accounts allow payroll deductions to be made on a pre-tax basis to pay for health-care expenses not covered by the medical or dental plans and/or dependent-care expenses.

Short-Term Disability / Long-Term Disability

Provides STD coverage equal to 50% of your total compensation as well as LTD coverage equal to 66.67% of your total compensation. You automatically receive this coverage and do not need to enroll.

And More!

Life Insurance

Life Insurance, including an equal amount of Accidental Death and Dismemberment (AD&D) coverage (for employees only — not dependents) is provided at 1x the employee's benefits eligible earnings to a maximum of $1,500,000.

Employees also have the option to purchase additional Basic Employee Life Insurance/AD&D Insurance in the amount of 1x benefits eligible earnings.

Business Travel Insurance

Employer-paid insurance covers accidental death or dismemberment that may occur while traveling on company business. This is equal to 3x the employee's benefits-eligible earnings.

Group Universal Life Insurance

Optional program allows employees to purchase additional life insurance at 1x to 10x their current annual base salary to a maximum of $1,500,000. Premium is based upon age and is payroll deducted.

Accidental Death and Dismemberment Insurance

As an employer paid benefit, the plan covers employees or employees and their families in the event of a death or dismemberment as a result of an accident.

Other Benefits

  • Tuition assistance
  • Employee assistance program
  • Prescription drug plan
  • Internal and external training opportunities
  • Medical leave
  • Military leave
  • Funeral leave
  • Jury duty leave
Picture of an American Flag badge on a US soldier's uniform.

This summary sets forth general statements of employer policy and is not intended to be, nor should it be construed as, a contract between the employer and employee or a promise of treatment or coverage and is subject to change at any time.

For more information about our commitment to equal employment opportunity, please click here.

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