In Step With Eric Branscum
In Step With Eric Branscrum
Eric Branscum may have grown up working on his family’s farm, but as long as he can remember he has wanted to pursue a career in banking. Enter the opportunity to combine the best of both worlds at Farm Credit Midsouth, and you have what he pretty much describes as his “dream job.”
Eric did in fact spend the first portion of his career in commercial banking doing all types of loans, but he always felt an affinity for agriculture lending. After about a decade gaining experience, an opportunity presented itself to make the transition to Farm Credit and Eric jumped at the chance. He accepted a position as a senior loan officer 15 years ago, making the jump to Jonesboro Branch Manager in 2018. He tells us now it was the “best decision he ever made.”
A native of Caraway, Eric graduated from Arkansas State University with a Bachelor of Science degree in Finance in 1994. He has always had a love for agriculture because he grew up in it. Seeing the struggles firsthand made him both appreciate what farmers go through and want to help put them in the best position for success. He believes that’s what sets Farm Credit Midsouth apart from other lenders. Here, we’re striving for a win-win for BOTH the Association and the farmer; helping them survive the bad times and prosper in the good.
Agriculture has changed a great deal over the course of Eric’s career and that has somewhat changed the needs of Farm Credit Midsouth’s members. He points specifically to technology, which has advanced so much, enabling farmers to manage greater acreage and more crops. While larger, almost all remain family farms, just consolidated. On the lending side, there are more options available to a borrower than ever before. Loans can be structured to manage risk for farmers and the Farm Credit team always has their success in mind. He especially credits Farm Credit Midsouth’s leadership for its exceptional vision and for always thinking long-term.
Branscum is married to his high school sweetheart, Amy, also a native of Caraway. The couple shares two children: Braden, a high school senior who will be headed to the University of Arkansas in the fall, and Bryson, a seventh-grader at Valley View. The whole family are big football fans; the boys play and they all enjoy attending games and watching as well. In their spare time, they also enjoy traveling, especially ski trips to Colorado. In fact, they hope to make a spring break trip happen this year. Fingers crossed they enjoy that well-deserved vacation together.